Who will pay health insurances for persons who currently entitled to unemployment benefits in Vietnam?

1. Who will pay health insurances for persons who currently entitled to unemployment benefits in Vietnam?

In Article 2 of Decree 146/2018/ND-CP, group of health insurance policyholders whose contributions are paid by social insurance agencies is as follows:

1. Persons eligible to be entitled to retirement pensions and incapacity benefits

2. Persons currently entitled to monthly social insurance benefits in connection with occupational accidents or diseases; rubber plantation workers currently entitled to monthly benefits in accordance with the Government’s regulations.

3. Employees on sick leaves in connection with diseases defined in the List of diseases of which long-term treatments are required, issued by the Ministry of Health.

4. Public officers of communes, wards or townlets who leave work and are currently entitled to monthly social insurance benefits.

5. Employees on parental leaves who are entitled to childbirth and adoption benefits.

6. Persons currently entitled to unemployment benefits.

Thus, in your case, your health insurance will be paid by the social insurance agency where you live in Vietnam.

2. When is validity period of health insurance cards for persons who currently entitled to unemployment benefits in Vietnam?

According to Article 13 of Decree 146/2018/ND-CP, validity period of health insurance cards is as follows:

1. With respect to policyholders specified in clause 6 of Article 2, health insurance cards shall have validity from the first month of entitlement to unemployment benefits which is determined in the decision on entitlement to unemployment benefits, issued by a competent regulatory authority.

2. With regard to policyholders specified in clause 7 of Article 3 hereof:

a) If a child is born before September 30, his/her health insurance card shall be valid until the end of September 30 of the year in which he/she reaches 72 months of age;

b) If a child is born after September 30, his/her health insurance card shall be valid until the end of the last date of the month in which he/she reaches 72 months of age.

3. With respect to policyholders referred to in clause 8 of Article 3 hereof, their health insurance cards shall be valid from the date of social welfare entitlement determined in the decision issued by the district-level People’s Committee.

4. With respect to the policyholders specified in clause 9 of Article 3, or the policyholders prescribed in clause 1 of Article 4 hereof, if their health insurance contributions are wholly supported by the state budget, their health insurance cards shall be valid from the date specified in the decision on approval of the list of policyholders, issued by a competent authority.

5. With respect to the policyholders specified in clause 10 of Article 3 hereof, their health insurance cards shall be valid from the date specified on the decision on approval of the list of policyholders, issued by a competent authority.

6. With respect to the policyholders specified in clause 14 of Article 3 hereof, their health insurance cards shall be valid immediately after the date of donation of their organs.

7. With regard to policyholders specified in clause 3 of Article 4 hereof:

a) Health insurance cards shall be annually issued to students at general education institutions, including the following cases:

- As regards 1^st - grade pupils, each health insurance card shall be valid from the 1^st day of October of the first year of elementary education;

- As regards12^th - grade students, each health insurance card shall be valid till the end of September 30 of that school year.

b) Each health insurance card shall be annually issued to pupils and students at higher education establishments and vocational training facilities, including the following cases:

- As regards first-year students of academic programs, each health insurance card shall be valid from the first date of the academic year, except the case in which 12^th - grade students hold their health insurance cards remaining valid;

- As regards last-year students of academic programs, each health insurance card shall be valid till the last date of the final month of each academic program.

8. With regard to others, each health insurance card shall be valid from the first date of payment of health insurance contribution. If the policyholders referred to in clause 4 of Article 4, Article 5 and 6 hereof participate in the health insurance for the first time or do not incessantly participate in the health insurance for at least 3 months in a financial year, each health insurance card shall have the validity period of 12 months from the date on which it is in effect as per point c of clause 3 of Article 16 in the Law on Health Insurance.

9. The validity of each health insurance card as prescribed in this Article shall be equivalent to the amount of health insurance contribution in accordance with regulations in force, except policyholders who are children under 6 years of age.

Therefore, the health insurance card of the person receiving unemployment benefits in Vietnam will have validity from the first month of entitlement to unemployment benefits which is determined in the decision on entitlement to unemployment benefits, issued by a competent regulatory authority. So your health insurance card will be valid from May 2022.

Best Regards!