What are contents of intracorporate credit rating systems in Vietnam?

Intracorporate credit rating systems in Vietnam are specified in Clause 1, Article 5 of Circular 11/2021/TT-NHNN, specifically as follows:

1. An intracorporate credit rating system involves:

a) Sets of financial and non-financial indicators, processes for evaluation of solvency and payment ability of borrowers based on qualitative and quantitative analysis of finance, business, governance and reputation borrowers;

b) Methods of assessment and rating applied to specific groups of borrowers, including those constrained from credit lines and their related persons.

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